Individual & family plans

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We're here to help make Prevea360 Health Plan coverage as clear and understandable as possible because we know insurance can be confusing. The important part is that you continue to get the coverage and care you need.

Open enrollment reminder

Open enrollment for individual and family plans is currently closed. 

Sign up to receive an email reminder sent to your inbox that will notify you when open enrollment becomes available later this year. 

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Marketplace vs Direct plans

Special enrollment information

Outside open enrollment, you can enroll in new coverage or make changes to your existing policy if you have a certain life event that qualifies you for a special enrollment period. 

View special enrollment details


Learn more about our plans

Our plans not only offer the 10 essential health benefits, but $0 preventive services and additional benefits to put your health and wellness first:

Plan options

We have health plans to fit your lifestyle and budget. Whether you’re looking for a lower-premium plan, to limit your overall out-of-pocket, or even just for a catastrophic safety net plan, we’re here for you.

You don’t like surprise bills? This may be the plan for you. The Copay Plus plans feature:

  • Low copays for office visits and many prescription drugs
  • Affordable deductible and coinsurance options
  • An easy way to build a relationship with a provider


View 2023 Marketplace Individual & Family Plan options

View 2023 Direct Individual & Family Plan options

You keep yourself healthy with regular visits to your PCP. Our Copay PCP plans keep your premiums low, and offer you the best value for your regular PCP visits and generic prescription drugs.

  • Affordable primary care and generic drug copays to cover your health concerns and maintenance
  • Affordable deductible and coinsurance options
  • An easy way to maintain or build your relationship with your provider
  • Lower monthly premium savings


View 2023 Marketplace Individual & Family Plan options

View 2023 Direct Individual & Family Plan options

Perhaps you prefer the lower premiums of a high-deductible plan as well as low out-of-pocket costs when you visit the doctor. Dean’s got you covered on that preference, too. We offer Value Copay Plan options that serve your needs.

View 2023 Marketplace Individual & Family Plan options

View 2023 Direct Individual & Family Plan options

You’re a saver and prefer to take advantage of a Health Savings Account (HSA) to cover your medical bills. We have excellent choices for you! Combine a high-deductible health plan (HDHP) with an HSA for more financial freedom and flexibility.

View 2023 Marketplace Individual & Family Plan options

View 2023 Direct Individual & Family Plan options

Safety Net Plans or Catastrophic Plans are available for those who:

  • Under the age 30
  • Meet income guidelines
  • Are comfortable with their health status ‚Äč

Our Safety Net Plan offers a high deductible and three free office visits. Remember that government price breaks are not available with the Safety Net Plan.

View 2023 Marketplace Individual & Family Plan options

Simplify your shopping experience with standard plans. Standard plans make it easy to shop across all of the important services you need. Our standard plans are offered at every network type, metal tier, and in every service area that we offer coverage.

View 2023 Marketplace Individual & Family Plan options

Metal tiers

All Individual & family plans are divided into metal categories. These categories show how you and your plan share costs. No matter which category your plan falls in, the quality of care does not change.

Questions? We're here to help! 

View our health plan 101 page for more information.